9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Hero Image
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9MM7+W54 Zaliv
Milovići | Tivat Municipality

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Luštica Bay
Luštica Bay
Presented At
€1,739,000
Bedrooms
3
Bathrooms
4
Living
1,489
SQFT
Washer Dryer
Kitchen island
Walk In Closet
Terrace
Pergola
Outdoor Living Space
Parking
Garden
Pool
Coastal
Sea View
Gated Community
Privacy
Panoramic / Scenic View
Investment Property
New Builds
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 1
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 2
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 3
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 4
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 5
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 6
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 7
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 8
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 9
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 10
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 11
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 12
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 13
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 14
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 15
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 16
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 17
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 18
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 19
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 20
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 21
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 22
9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. - Photo 23
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9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro. , Milovići , Tivat Municipality

Luštica Bay, Horizon Apartment

Space that breathes with you Tucked into the hillside between Marina Village and the upcoming golf course, Horizon is Luštica Bay’s most elevated expression of Mediterranean living. Within its latest residential release, Horizon apartment invites you into a lifestyle defined by quiet sophistication and uninterrupted connection to the nature. This three-bedroom residence spans 127.28 m² of internal space and a private 11 m² terrace, and a generously sized 88.88m2 yard, thoughtfully designed to dissolve the boundary between interior comfort and the panoramic views outside. Generous glazing and open-plan living areas ensure that every space opens toward the sea and sky, while the palette of natural tones and tactile finishes anchors the home to its surrounding landscape. The apartment’s layout is carefully orchestrated: three spacious bedrooms, three and a half bathrooms with underfloor heating, a fully fitted kitchen with built-in appliances, and a fluid living-dining area oriented toward the horizon. Terrace and yard are positioned for privacy, with views curated like living artworks. Crafted for year-round comfort, Horizon apartment features ducted air conditioning, elegant shading systems, built-in wardrobes, and ambient façade lighting that lends each home a quiet glow at night. Residents also enjoy access to Horizon’s communal swimming pool and an underground parking space with a 25-year lease. Horizon is Luštica Bay’s most secluded and private neighbourhood, free from commercial bustle yet intricately woven into the town’s rhythm. Paths lined with cypress and stone lead to cascading gardens, while the nearby Clubhouse anchors the social heart of the community with a pool, wellness centre, and refined lounge spaces. Payment Plan With a payment plan structure beginning with a 20% down payment, the plan includes 50% in quarterly instalments during construction, and 30% in quarterly post-handover payments, all interest-free. This presents owners with the unique advantage of generating rental income through Luštica Bay’s professional Property Rental Service, even while completing their payment period. This is more than just a home. It’s a horizon reimagined.

Gallery

3D Street View Tour

Map showing 9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro.

Property Location

9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro., Milovići Tivat Municipality

Local Weather & Climate

Milovići, Tivat Municipality

Current Conditions Updated recently
54 °F
Clear sky
Feels Like 53°F
Humidity 87%
Wind 0 mph
Visibility 6.2 mi
Sunrise 6:02 AM
Sunset 3:54 PM
5-Day Forecast
Thu 29 Jan
Rain
High 54°
Low 48°
Fri 30 Jan
Rain
High 48°
Low 39°
Sat 31 Jan
Clouds
High 49°
Low 45°
Sun 1 Feb
Clouds
High 50°
Low 45°
Mon 2 Feb
Rain
High 44°
Low 40°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Milovići?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Milovići. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $173,900,000 20% down ($34,780,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$14,943
$14,943/day
Your home may appreciate while you sleep
$104,890/week $454,522/mo $5,454,263/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$95.7M
vs
OWN 📈 +$135.7M
$135.7M Potential Equity
vs $95.7M lost to rent over 10 years
$34.8M Down Payment Growth
3.9x
10yr
$135.7M
8.1x
20yr
$281.0M
12.6x
30yr
$439.2M
Wealth Comparison
×1,046
Equivalent to 1,046 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $439.2M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $204.8M +18%
Market $236.8M +36%
Optimistic $273.3M +57%
$135.7M est. equity
20 Years
Conservative $241.2M +39%
Market $322.5M +85%
Optimistic $429.5M +147%
$281.0M est. equity
30 Years
Conservative $284.0M +63%
Market $439.2M +153%
Optimistic $674.9M +288%
$439.2M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This apartment at 9MM7+W54 Zaliv, Bigova, Montenegro, Milovići, Tivat Municipality, Montenegro features 3 bedrooms with 1,489 square feet of living space.
This property offers 1,489 square feet of living space.
This property is listed at $173,900,000, which equals $116790 per square foot.
Based on current market indicators, Milovići shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a apartment located in Milovići, Tivat Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Luštica Bay

Luštica Bay

Luštica Bay

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